Borrow without interest
Lynn 0% HEAT Loan Financing
Pay for your heat pump bit by bit with zero interest, and know every program step before you begin.
Comfort Today, No Interest Tomorrow
Not everybody wants to hand over one big check for a heat pump, and nobody says you have to. With the Mass Save HEAT Loan, participating banks and credit unions lend up to $25,000 at 0% interest for qualifying heat pumps and weatherization. The money's real, but there's an order to things. First, you'll need a Mass Save utility account. Next comes a written proposal from us, your contractor. After that, an authorization form, then the lender's okay, and when the work's finished, an inspection. Skip around or do things out of order, and the whole process stalls. HVAC Financing Lynn writes the proposal, completes the authorization form alongside you, gives you a heads-up on what the lender is likely to ask and times the install so it lines up with the loan. We don't decide approval; that's the lender's call. What we can do is make sure your paperwork is complete and your questions are answered before you apply. Pair it with the Mass Save rebate when your house qualifies, and the loan can shrink what you pay up front, so you're enjoying cooler summers and cozier winters while you pay it down.
How We Help With the Loan
The bits we handle so financing never holds up your project.
Quick eligibility check
We'll make sure your utility account and project suit the HEAT Loan before anyone burns an afternoon on it.
A proper proposal
Equipment, scope and price written up the way the lender wants to see them.
The authorization form
Filled out together, so nothing's missing when it lands on the lender's desk.
Finding a lender
Pointers to participating banks and credit unions and what each stage asks of you.
Rebate plus loan, side by side
A clear picture of how your rebate estimate and loan amount fit together.
Final inspection
The after-install inspection booked and the closing paperwork completed.
The HEAT Loan, Step by Step
Put the project on paper
We design your system and write the proposal, folding in any insulation or air sealing you'd like the same loan to cover.
Your lender takes a look
Bring the proposal and authorization form to a participating bank or credit union. They review everything and make the call.
Build it, then inspect it
With approval in hand, the crew gets going. When the job's done, the inspection happens and the loan papers get finalized.
Financing Goes Easier With Us Because
First things first
Nothing gets installed until the paperwork that has to come before it is done.
Everyday language
Each form explained in plain words before your pen touches it.
Zero invented numbers
We never guess at approval odds, terms or monthly figures; those belong to the lender.
- No interest
- Up to $25,000
- Proposal drafted
- Inspection booked
Wondering If the HEAT Loan Suits Your Project?
We'll cover the requirements, the forms and how the loan teams up with the rebate, all in one phone call.